Secrets of Success Set Family Finances

The main problem there is always a family usually over money. Could be due to lack of money, excess money :) or confused about how to manage money as a mediocre income while the demand always exceeds the income.

But it was all word of mouth key is how to manage personal finances or intelligently, carefully and well. Due to problems managing money regardless of your poor, medium or rich. Because anyone can manage the family finances, it can be said 50% of their already successful and successful in financial terms.

For those in this article we will share one of the tips are taken from one of the endorsers MyFamily Accounting, Mr. Ahmad Gozali. As he gave a troubleshooting tips and secrets of how to be a successful family in managing the family finances. The secret of success is to do the following steps in order and discipline, namely:

    Whenever the salary the most important first step you should do first is to pay the mortgage debt in advance. Why? Because debt is the most important duty that you must fulfill to others whether from banks and other financial institutions. Because your discipline in paying installments and the report card is a reflection of your good name in their eyes. Once you are late / absent pay then your name will be entered in a black list should be wary of the future. So keeping a good name as a debtor is crucial here, because later would be beneficial in the future. Beside that prioritizing repayments, it means that we have to appreciate our creditors who have kindly lent us money.
    After paying the mortgage debt, the next thing you do is to tithe or give religious donations. Loh why so? Yes this is one proof of our gratitude to God Almighty, God Almighty who has given the gift of luck to all of us, so that we can do everyday economic activities smoothly without any flaws. By allocating special funds for these worthy causes then certainly Allah will raise the bounty and abundance to us. Do we want more and more loved by the Creator and Giver of our sustenance?
    After tithe what else huh? Furthermore, that is not less important is to set aside at least 10% of your income for savings / investments. Wow, why you save it in front of you? Instead of saving it in the end if the alias if there are remaining? :) He .. he .. he .. that's one of our bad habits to wait if there is money left over at the end of the month, when in fact almost always there is nothing left right? Which means we will never be able to save. Well, now the trend and is a good habit of saving at the front, with a straight cut every time receive a salary / income. For more on what and how the discipline of saving this we have explained in my previous article titled "Tips for Saving Income bit".
    Now the last step is new for sure we like with that please spend money wages / income left :) Please we spent to meet various purposes like shopping routine family fill the kitchen, meals, side dishes, insurance, school, recreation, purchasing clothes and another as much :) Tasty is not it? Yes of course you should do this because we already meet all the essential items that could cause damage to the financial condition of the family as happy playing for time to pay the mortgage debt, and do not forget to tithe was saved because it has run out of money first and hope for the rest. And by following steps 1-4 above of course we're all going to achieve success in managing family finances without the headache and stress.

Hopefully the secrets of success over the family finances can benefit us all, which of course if you want to achieve it must be by way of practiced / applied directly aided especially by using the tools that are popular today are MyFamily Accounting software will further facilitate its implementation. So that later we can go to the new next step is starting to learn to invest. Good luck!